指先存款后消费（或取现），没有透支功能的银行卡。其按功能不同，又可分为转账卡（含储蓄卡）、专用卡及储值卡debit card

• 山东省分行大力拓展代发工资业务，以借记卡为载体抢抓储蓄存款源头。

  The provincial branch in Shandong is vigorously developing payroll services, using debit cards as vehicles to seize savings deposits at the source.

• 很多人会把借记卡与信用卡绑定自动关联还款。

  Many people set up binding automatic repayments for debit cards and credit cards.