一种贷款购物方式。以所购物品（房产或其他实物资产、有价证券等）为抵押向银行贷款，然后分期偿还mortgage

• 过去的按揭及住宅储蓄多属试点性。

  In the past, mortgages and residential savings were mostly pilot schemes.

• 中国农业银行在开办一手楼按揭，二手楼按揭等五种传统房贷业务。

  The Agricultural Bank of China is launching five kinds of traditional mortgage services, including mortgages for new and secondhand housing.