“拒绝赔偿给付”。保险公司对被保险人进行保险赔偿时，经审查后发现赔偿条件不足或超出赔偿范围等不予赔偿的行为to refuse to pay an indemnity

• 该公司却提出人体有206块骨头、他只保了106块骨头等理由拒赔。

  This insurance company refused to pay the indemnity, using reasons such as there are 206 bones in the human body and he had only insured 106 bones.

• 4S店加装配件卖高价投诉频发，存车险拒赔等风险。

  There are frequent complaints about dealerships that install accessories and sell at high prices, with a risk that car insurance claims will be rejected.